Insurers see under25s as the riskiest group, so it makes. Road risks motor trade insurance will allow you to drive vehicles that are in your possession or custody and under your control, on a third party, third party fire and theft or comprehensive. Expert advice from bollington motortrade will ensure that, if there are insurers willing to take the risk, then you will get the right cover at a competitive price. Traders insurance is a must in any of the above sectors. Exactly who is entitled to drive on your motor trade insurance policy will depend on a number of things, including the level and type of cover and drivers you have requested on your policy. With over two decades of experience in insuring all aspects of the motor trade industry, choicequote offer both firstrate road risk only insurance and combined motor trade insurance. You can still get a good motor trade insurance quote.
However, with our policies, you can choose to have drivers as young as 21 covered on your. Therefore, someone must be at least 18 years of age before they can apply for this type of insurance. Motor trade insurance traders insurance think insurance. Marmalades unique named young driver insurance gives you the. Motor trade insurance call our specialist motor trade insurance team on 0330 024 05. The main driver must be the person who drives most, but you. Motor trade insurance road risks combined any named. Discounted insurance policies for inner city locations.
Youve probably found that expensive motor trade insurance. Where the policy operative time is stated in the schedule to be named insured cover. Motor trade insurance is the general name for the type of insurance policy offered to people working within the car industry. Motor trade insurance is a catchall term that can cover a huge range of policies, which are aimed at keeping businesses and individuals working in the motor industry roadlegal. Motor trader insurance uk at motor trader insurance uk we guarantee a quality motor trade product along with an excellent service to match, while offering benefits such as various. To consider you for under 25 motor trade insurance we will require.
Some companies may be willing to provide motor trade insurance for someone under 21, but as a result might impose a rule that they cant drive a vehicle exceeding a certain engine capacity. Any driver over 21 fleet fleet insurance for drivers over 21. Business partner you can get your business partners added on to the policy as named drivers, to be covered for motor trade use, social, domestic and pleasure and they can also cover their own personal cars. Nash warren are leaders in providing cheap motor trade insurance, helping hundreds of customers get the best motor trade insurance for the most affordable price possible. Motor trade insurance is there to cover you, and your staff, to look after all the vehicles that are under the care of your business. Who is entitled to drive on my motor trade insurance policy. Motor trade insurance commercial insurance tradesure. Road risk insurance is the basic form of motor trade insurance mandated by law.
As an independent insurance brokers, we are able to use our experience and expertise to compare. Someone not connected to the motor trade seeking only to insure a number of vehicles, or one highly rated. Marmalades unique named young driver insurance gives you the freedom to drive your parents car, but with your own comprehensive insurance policy whether you are learning to drive or have passed your driving test. Motor trade insurance, as its most commonly known, is used by a wide range of businesses from secondhand car dealers and mechanics to breakdown recovery firms and valetparking. A motor trade insurance policy is needed by individuals or businesses that have a customers vehicle under their care, custody or control. Motor trade insurance, also known as traders insurance is a necessity for anybody who deals with vehicles as part of business operations. Motor trade insurance for under 25 drivers evans and lewis insurance are very experienced in the motor trade insurance with younger drivers sector and offer a range of comprehensive and third party cover for companies and individuals providing motor trade related services and have in depth knowledge in policies for motor trade insurance under 25 drivers. The policy also only covers vehicles that are owned by you or your spouse if they are a named driver under the policy, and vehicles in your care, custody, and control for motor trade. Car insurance quotes compare car insurance aig ireland. I the insured motor vehicle means any motor vehicle which at the. This includes buying and selling vehicles for profit traders. Motor traders insurance offers policyholders the ability to use any vehicle either directly owned or under their control for motor trade purposes with relatively few restrictions. With shortterm car insurance, you can borrow a car without the hassle of being added as a named driver.
The policy only covers vehicles that are owned by the named policy owner, or any vehicles in the care, custody and control for business or motor trade purposes of the policy owner. Cover is restricted to third party only for drivers under 25. If you work on vehicles that are not owned by you, if you deal in second hand and brand new vehicles or buy. Motor trade insurance policies can be costly but by carefully selecting the location of your business, limiting the number of under 25 year old drivers, having a number of years no claims. If the person who uses the car most is listed as an additional driver, this is known as fronting. Employees you can also add your employees to the policy as named drivers. Some companies may be willing to provide motor trade insurance for someone under 21, but as a result might impose a rule that they cant drive a vehicle exceeding a certain. Motor trade insurance is also known as traders insurance and it is necessary for you if you deal with vehicles as part of your business operations. Motor trade insurance what are the age requirements. Private car insurance is different in the fact that only one person can drive the specified vehicle at any one given time. Adding an inexperienced named driver to your policy will usually push. It is taken out by someone who runs a business involving anything to do with cars.
We are happy to supply a motor trade insurance quote to anyone over 21 years of age who earns an income, full or part time, in the motor trade in trades such as car valeting, servicing or. Motor trade insurance protects anyone working in the motor trade industry repairing, maintaining or selling vehicles. Motor trade insurance for under 25 drivers birmingham. Motor trade road transit risks i distance not exceeding 2400 kms. Motor trade insurance traders motor trade insurance. And as long as you have held a full uk or european driving. Motor trade polices for under 21 year old drivers are not possible at this time. Just as with any other kind of insurance, it is important to shop around and see what is available. Firstly, to take out or be added to a motor trade insurance under 25 policy you must have held either a full uk or european driving license for at least 12 months. However, markets for under 21 drivers are limited, so we usually recommend such drivers build up private car driving experience and no claims discount before trying to take out a motor trade policy. Young driver car insurance cheap under 21 car insurance. A motor trade insurance policy is also referred to as road risk insurance. Can my spouse take the children to school under this policy. Despite all of these issues it is still possible to find a cheap under25 motor trade insurance policy.
Car and van insurance for young drivers aged under 25. You can put specific drivers on your policy, or use any driver. The type of motor trade insurance you must put in place depends on the area of the motor trade you operate in. This is illegal and may invalidate your policy, and even land you in court. Many brokers can only offer fleet cover for those aged 25 or over. Not a named in your policy as named driver under the age of 21 years old holds a provisional p or learner l drivers license. For example, if you have vehicles under your care, custody and control then you. Motor trade insurance specialist trade insurance acorn.
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